I turned 35 not that long ago, and for some reason that seems like a huge milestone in my financial surroundings (30 years to 65 I guess). I generally feel pretty good about our financial picture and have reviewed the Prime Directive and related sidebar advice. My partner and I have already been extremely lucky (and worked hard) and are deeply thankful for what we have.
But I’m wanting to know what else we should focus on to safeguard our family and future. 240k left on the mortgage at 4% (30-year fixed). The house needed a little work, so we put a little less down than we could have and proceeded to go 30-year to carry out some short-term renovations, so we’re at like 89% LTV.
200k pre-tax (some compensation is performance-structured). I make more than my spouse right now, but my partner is just a little younger than me, and their career is likely to progress and bring their income up accordingly within the next 5 years (and hopefully beyond). We do not plan on that However.
Long-term savings: I have been extremely fortunate in that my parents do well for themselves and thought we would help with college. Additionally, I didn’t pursue expensive higher education beyond my bachelor’s (was simply finished with school), and they gifted me some money to start saving early as a result. 5k in a HSA we recently started. We’re maxing out my 401k and getting the match for spouse, and maxing both IRAs. … Read the rest
You don’t need to exercise to lose excess weight. Serious fitness wasn’t even something I pursed until I had been very near to a normal BMI. It is extremely easy for you and trackers to overestimate your melts away and very easy to undo your effort by underestimating your consumption. You also feel like you have to prime yourself for a job done well in the fitness center so you cannot pay back yourself with food.
This approach to medicine has two fundamental variations from naturopathic or allopathic medicine. Standard thinking in these last mentioned two treatment modalities are what I call ‘dose-dependent’ – in other words, the medicinal activity of a substance depends upon its dosage. For example, when you have a higher dose of aspirin, you shall increase its influence on your system.
What you take a sufficient dose from it, aspirin shall counteract the symptoms that you want to curb. On the other hand, homeopathic medicine adheres to something called the ‘Law of Similars’, or ‘like cures like’. This means that a symptom is curable with a substance that causes that indicator. Since aspirin will not cause fever, it isn’t homeopathic.
1/2 Cup Greek Curd
Naturally thin people avoid excess calories instinctively
1 of 1 1 people found the next review helpful
1 snippet of Ginger
4 hours ago
3/4 cup all-purpose flour
Have lost 15.75 in .
Homeopathic medicines also are more powerful when they may be diluted. By diluting a solution that contains … Read the rest